Financial planning for individuals near retirement
Helping our clients invest wiser, reduce taxes, and retire better.
Not all advisors are created equal
CarsonAllaria Wealth Management is an independent Registered Investment Advisor in Glen Carbon, Illinois, with clients nationwide, specializing in retirement, investment, and tax planning for pre-retirees, retirees, and affluent families in Metro East Illinois and the greater St. Louis region.
Fiduciary
The highest legal duty of one party to another, requiring us to always put your interests ahead of our own.
Team Approach
Financial success takes a team. We'll build one for you or help lead the team you have.
We're Specialists
Some advisors are generalists, serving everyone. We specialize so that we can better serve our clients with a deep understanding of the issues they face.
Client-Advisor Ratio
Big box firms load advisors with several hundred clients. We don't. With us, you'll never be just a number.
Wealth management for individuals and families
Financial success does not result solely from good investment decisions. That is why we take a comprehensive approach to wealth management.
Investment Management
Working with your accountant, attorney, banker, and insurance agent to make your plan cohesive.
Retirement Planning
Building income plans and guiding you through important decisions to help you retire confidently.
Tax Efficiency
We enact strategies to help you ethically minimize income tax, capital gains tax, and estate tax.
Risk Management
We help you protect against major risks by evaluating your need for life, disability, and long-term care insurance.
Estate Planning
We work with attorneys to make sure your assets are distributed according to your wishes at death.
Professional Coordination
Someone has to coordinate the professionals that work for you (accountant, attorney, etc.). We do that so you don't have to.
We understand your financial needs are as unique as you are
That's why we take an in-depth look into your retirement savings, investments, estate plan, and much more to create a strategic, customized financial plan designed to meet your needs for today, tomorrow, and years to come.
Age 50 & Over
Approaching or in retirement
Medical Professionals
Doctors, dentists, surgeons, CRNAs
Business Owners
Sole proprietors, S-Corps, LLCs
Small Businesses
Less than 500 employees
“Personal service, and they take a holistic view of all our investments and what our goals are.”
“Always informative. Great people to work with. I've never regretted a minute of partnering with CarsonAllaria.”
“One of the best financial decisions I've made for strengthening my portfolio.”
Employee benefits for companies with under 500 employees
We're a one-stop shop because multiple providers can be time-consuming and frustrating.
Retirement Plans
We help companies run effective, compliant, and cost-efficient retirement plans like 401(k)s, 403(b)s, and Simple IRAs.
Group Insurance Benefits
Whether it's group health, group life, or group disability insurance, we can help deliver quality insurance coverage for your employees.
Buy/Sell Transactions
We help small business owner buyers and sellers coordinate these complex transactions by connecting the right parties and facilitating the process.
Wealth management FAQs
CarsonAllaria Wealth Management provides comprehensive wealth management that integrates investment management, retirement planning, tax strategy, risk management, and estate planning into one coordinated plan. We also work directly with your CPA, attorney, and other professionals to ensure every part of your financial life is aligned.
Wealth management fees typically depend on the level of service, assets managed, and complexity of your financial situation. CarsonAllaria provides transparent pricing and will outline all costs clearly so you understand exactly what you're paying and what services are included.
Yes. CarsonAllaria Wealth Management operates as a fiduciary, meaning we are legally required to act in your best interest at all times and put your financial goals ahead of our own.
CarsonAllaria takes a comprehensive, team-based approach that goes beyond investments by coordinating tax planning, retirement income, risk management, and estate strategies. We also maintain a lower client-to-advisor ratio, so clients receive more personalized attention and are never treated like a number.
No strict net worth minimum is required to start, but wealth management is most valuable for individuals with growing or complex financial situations. CarsonAllaria works with clients at different stages, particularly those nearing retirement or managing multiple financial priorities.
Yes. CarsonAllaria actively coordinates with your CPA, attorney, and other professionals to ensure your investment, tax, and estate strategies work together as part of a cohesive financial plan.
Are you on track?
See if you're on track toward reaching your retirement and other financial goals.
Financial success starts with education
We share ideas and strategies on multiple wealth management topics. We believe education leads to preparation, and preparation leads to good, sound decisions.
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Occasional notes on retirement, taxes, and investing. No noise.